Types of Loans
Every client who comes to our team has different needs and requirements for the house they want to buy. Gigi provides them with a wide range of loan programs which they qualify for in order to get them into the house of their dreams. She has relationships with several lenders which allows her to take advantage of being able to provide her clients with the best rate possible and lowest fees.
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Predictable loans that feature fixed payments and terms.
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Designed for low-to-moderate income borrowers, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
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Allows homeowners age 62 and older to borrower from their home's equity without having to make monthly mortgage payments. As the borrower, you may choose to take funds in a lump sum, line of credit or via structured monthly payments.
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Mortgage loan in the United States guaranteed by the United States Department of Veteran Affairs.
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Refers to the process of taking out a new loan to pay off one or more outstanding loans. Borrowers usually refinance in order to receive lower interest rates or to otherwise reduce their repayment amount.
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When the home of your dreams is in an extremely desirable higher priced real estate market, or your growing family demands a larger home, a jumbo loan may be right for you.
Franklin D. Roosevelt
"Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world".